Dentistry is a fantastic long term quality of life investment that changes the lives of many people enabling them to smile confidently, eat properly and live healthier happier lives.
At Hello Dental Colchester we passionately believe that investing your money in good quality dentistry is one of the best investments you can make.
Everyday we see how achieving great dental health has a massive impact on how healthy our patients feel and their confidence. The quality of life improvement that being able to eat, smile and be healthy is huge. However we also believe that people should not put themselves under undue financial stress to achieve this as its counter productive. So this means once we have diagnosed what treatment needs doing we tailor a plan to achieve this by compromising on time rather then the quality of what we do.
We believe in open communication and clear discussion as to the best way to fund getting your mouth healthy.
We can help you spread the cost in three ways:
- Stabilising dental problems and “patching up” things to keep them going and prevent the situation deteriorating to the point that teeth need extracting. Then depending on budget, your priorities and clinical priorities we pick one or two things every few months or every year. Gradually over a 3-4 year period we get to a place where the mouth is stabilised and well restored with restorations that will last many years.
- Interest free finance to help you have the treatment you need (or want) now but spread the cost over 12 months.(subject to status and minimum treatment value)
- Interest bearing finance agreement that allows you to spread the cost over several years but have the treatment now. This can be in the form of buy now pay later, or spread evenly over a number of years. (subject to status and minimum treatment value)
Being proactive about dealing with dental problems means treatment is much more affordable and more predictable. Unfortunately teeth will often not hurt until the damage is quite bad requiring a significant amount of work to put right, so always come in as soon as you are aware of a broken tooth or initial discomfort. It rarely gets better on its own!
We provide finance through Chrysalis finance which is regulated by the FCA; use the easy calculator to see an illustration of the various finance options we offer
Hello Dental are fully authorised to carry out the regulated activity of credit brokering on behalf of Chrysalis Finance Limited a company authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking, under Firm Reference Number 631193, and the lender is Shawbook Bank Plc.
If you apply for credit, we will collect information about you which will be recorded on a computer. Repayments will depend on the amount you borrow, the interest rate and the term of the loan. Patients are given a fixed monthly affordable payment allowing them to budget accordingly. Repayments are made by monthly direct debit, starting one month after you sign the credit agreement.
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.